General Agreement
By viewing or using the millennialmoneytree.blog website, you agree to the terms of the millennialmoneytree.blog Online Privacy Policy, as outlined below. If you do not agree to these terms, please do not access or use this site. Money Tree Ventures LLC reserves the right to change the Online Privacy Policy from time to time at its sole discretion. Your use of this site will be subject to the most current version of the Online Privacy Policy at the time of such use. However, we do not intend to change the fundamental tenet of this policy — your information will not be provided to anyone without your express permission. The information we collect is solely for the purpose of communicating with our customers and subscribers to the millennialmoneytree.blog..
What personal data we collect and why we collect it
Collection of Personal Information
When you engage in certain activities on this site, such as ordering products, accessing media files, or entering contests, Money Tree Ventures may ask you to provide certain information about yourself by filling out and submitting an online form. It is optional for you to provide your information and engage in these activities. If you elect to engage in these activities, however, Money Tree Ventures may ask that you provide us personal information, such as your first and last name, mailing address and telephone numbers. When ordering products or services on the site, you may be asked to provide a credit card number. Depending upon the activity, some of the information that we ask you to provide is identified as mandatory and some as voluntary. If you do not provide the mandatory data with respect to a particular activity, you will not be able to engage in that activity.
Security
Please note that any area of our site that requires you to reveal financially sensitive information (i.e., your Credit Card number) to continue with an activity — such as an online purchase — is located on our Secure Server(s) and is backed by a Verisign Certificate. Verisign [ http://www.verisign.com ] is recognized widely as the premiere security authority on the internet.
Other Eyeballs
Please note that any information you post to a public discussion, or chat, such as comments to blog posts on the millennialmoneytree.blog website, is available to all persons accessing that site. We have no way of preventing individuals or companies from contacting you if they have seen your information publicly posted.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
The millennialmoneytree.blog website may share your information with third parties when you explicitly authorize us to share your information. Additionally, Money Tree Ventures may use third-party service providers to service various aspects of the millennialmoneytree.blog website. Each third-party service provider’s use of your personal information is dictated by their respective privacy policies. The website currently uses the following third-party service providers:
Google Analytics, Google Tag Manager and SEMRush – these services track Website usage and provides information such as referring websites and user actions on the website. Google Analytics and SEMRush may capture your IP address, but no other personal information is captured by Google Analytics. Google Tag Manager may also use a tracking pixel to track your data after you provide information to the website.
ZohoCampaigns – this service is used for delivery of email updates and newsletters. We store your name and email address for purposes of delivering such communications.
Hubspot – this service is used to track the delivery, monitor if and when emails are opened and if and when links within the email are clicked. Your name and email address address is stored in the Hubspot database solely for the purpose of monitoring our communications.
OptinMonster – this service is used to provide information to newsletter subscribers. This service may capture your name and email address and any other information you provide.
PushCrew – this service is used to provide push notifications. This service may capture your name and email address and any other information you provide.
Hotjar – This service allows us to visualize scroll and click data on certain pages of our website. It also allows us to see how we might improve the experience of people who visit our website.
FullContact – This service allows us to confirm the contact information you provide to us through the website. You may manage how FullContact utilizes and stores your data through their service.
Thrive Leads – this service is used to provide information to newsletter subscribers. This service may capture your name and email address and any other information you provide.
Influencer Networks – from time to time, as described herein, the millennialmoneytree.blog website may post sponsored content which contains tracking pixels for networks. These tracking pixels may capture information such as your IP address to evaluate the effectiveness of the marketing campaigns. This information is not stored on the website.
At this time, your personal information is not shared with any other third-party applications. This list may be amended from time to time at Money Tree Ventures’ sole discretion.
Where we send your data
From time to time, Money Tree Ventures may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). millennialmoneytree.blog website administrators can also see and edit that information.
Except when required by law, Money Tree Ventures will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, Money Tree Ventures may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.
What rights you have over your data
If you have an account on this website or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Consistency
Please note that if you provide Money Tree Ventures with inconsistent privacy preferences (for example, by indicating on one occasion that we may contact you with marketing offers and indicating on another occasion that we may not), Money Tree Ventures cannot guarantee that your most recent privacy preference will be honored. Outside Sites, please note that Money Tree Ventures is not responsible for the content or privacy practices of non-Money Tree Ventures websites to which the millennialmoneytree.blog or any other Money Tree Ventures website may link.
If you have further questions, contact us via e-mail at: privacy@millennialmoneytree.blog
Disclaimer
The millennialmoneytree.blog (owned and operated by Money Tree Ventures LLC, a Wyoming USA limited liability company) is designed to help readers obtain much needed financial education and discuss ways to make savings, investment and personal financial decisions for the purpose of ensuring the financial security of themselves and their family for generations to come. A fundamental concept of critical thinking and proper evaluation of information is that you should not rely SOLELY upon the information or opinions you read, especially online. Rather, you should use what you read as a starting point for doing independent research on the companies, opportunities, savings and investment strategies and techniques described in what you read. Then judge for yourself the merits of the material that has been shared on our website and other sources we provide.
The opinions and statements expressed by the community members in the comment sections are not necessarily those of Money Tree Ventures LLC. Also, Money Tree Ventures, Inc. may sometimes recommend or endorse any a company, application, software, investment strategy or business opportunity. These recommendations and/or endorsements are made based on our firsthand use or experience. Your results may vary. In addition, any time we receive any compensation from companies or products or services that we recommend, it will be duly stated as such. We recommend that you research all investments and opportunities thoroughly as well as the qualifications of the people who offer them.
We are here to help you learn how to make intelligent and useful personal finance decisions for yourself in an effort to reach your financial goals, be they big or small.
If you have further questions, contact us via e-mail at: privacy@millennialmoneytree.blog
Terms and Conditions of Use
Limitations on Use
- Only one individual may access millennialmoneytree.blog at the same time using the same username or password, unless we agree otherwise.
- The content available through the millennialmoneytree.blog website is the property of Money Tree Ventures LLC and is protected by copyright and other intellectual property laws.
- You agree not to sell, publish, distribute, retransmit or otherwise provide access to the content received through the millennialmoneytree.blog website to anyone, including your fellow employees, with the following exceptions:
- You may use our “Send to a Friend” service to e-mail selected articles from millennialmoneytree.blog menu to a few individuals, without charge. You are not permitted to use this service for the purpose of regularly providing other users with access to content from the millennialmoneytree.blog website, nor may you reproduce, duplicate, copy, sell, resell or exploit any material for any commercial purpose.
- You agree not to create abstracts from, scrape or display headlines from our content for use on another web site or service. You agree not to post any content from the millennialmoneytree.blog website to newsgroups, mail lists or electronic bulletin boards, without including the content in its entirety, noting its source and including a link back to millennialmoneytree.blog. To request consent for use in other matters, please email support@moneytree.ventures.
- You agree not to use the millennialmoneytree.blog website for any unlawful purpose. We reserve the right to terminate or restrict your access to the millennialmoneytree.blog website if, in our opinion, your use of the millennialmoneytree.blog website may violate any laws, infringe upon another person’s rights or violate the terms of this Agreement. Also, we may refuse to grant you a username that impersonates someone else, is protected by trademark or other proprietary right law, or is vulgar, unsuitable or otherwise offensive in our sole discretion.
Trademarks and or other intellectual property
Without Money Tree Ventures’ written prior permission, you agree not to display or use in any manner, the Money Tree Ventures logos, marks or any other intellectual property.
Third PartyWebsites, Services and Software
We may link to or promote web sites or services from other companies on the millennialmoneytree.blog website or offer you the ability to download software from other companies. You agree that we are not responsible for, and do not control, those web sites, services and software. You agree that Money Tree Ventures is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources.
You further acknowledge and agree that Money Tree Ventures shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.
Modification
We may discontinue or change the millennialmoneytree.blog website, or its availability to you, at any time within our sole discretion. We may also modify any of the terms and conditions contained in this Agreement, at any time and in our sole discretion, by either posting a change notice or a new agreement on the website or by giving you notice by e-mail or postal service.
Modifications may include, for example, changes in the scope of available service. IF ANY MODIFICATION IS UNACCEPTABLE TO YOU, YOUR ONLY RECOURSE IS TO TERMINATE THIS AGREEMENT. Your continued participation in the online community following our posting of a change notice or new agreement on our site or by giving you other notice will constitute binding acceptance of the change.
Disclaimers of Warranties
MONEY TREE VENTURES EXPRESSLY DISCLAIMS ALL WARRANTIES RELATED TO ANY USE OF THE MILLENNIALMONEYTREE.BLOG WEBSITE, THE ONLINE COMMUNITY OR THE CONTENT AND FURTHER THAT THE WEBSITE OR COMMUNITY WILL MEET ANY REQUIREMENTS OR NEEDS YOU MAY HAVE, OR THAT THEY WILL OPERATE ERROR FREE. IN ADDITION, YOU AGREE THAT MONEY TREE VENTURES PROVIDES ACCESS TO THE WEBSITE, ONLINE COMMUNITY AND THE SERVICES “AS IS” AND ON AN “AS AVAILABLE” BASIS AND MAKES NO WARRANTY WITH REGARD TO THE SERVICES OR THE SUITABILITY OF THE SERVICES FOR YOUR NEEDS. WE SPECIFICALLY DISCLAIM ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY REPRESENTATIONS OR WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
THE SERVICES AND CONTENT OF THE WEBSITE DO NOT PROVIDE LEGAL, INVESTMENT, FINANCIAL OR TAX ADVICE, AND SHOULD NOT BE SOLELY USED TO MAKE ANY LEGAL, FINANCIAL OR INVESTMENT DECISIONS. WE DO NOT ADVOCATE THE PURCHASE OR SALE OF ANY SECURITY OR INVESTMENT, NOR DO WE ENDORSE OR SPONSOR THE PRODUCTS, GOODS OR SERVICES OF ANY USER OF THE ONLINE COMMUNITY. YOU SHOULD ALWAYS SEEK THE ASSISTANCE OF A PROFESSIONAL FOR TAX, FINANCIAL, LEGAL AND INVESTMENT ADVICE.
MONEY TREE VENTURES MAKES NO EXPRESS, IMPLIED OR STATUTORY WARRANTIES, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. SOME JURISDICTIONS DO NOT ALLOW EXCLUSIONS OF AN IMPLIED WARRANTY, SO THIS DISCLAIMER MAY NOT APPLY TO YOU AND YOU MAY HAVE OTHER LEGAL RIGHTS THAT VARY BY JURISDICTION. NO MONEY TREE VENTURES AGENT OR EMPLOYEE IS AUTHORIZED TO MAKE ANY MODIFICATIONS, EXTENSIONS, OR ADDITIONS TO THIS WARRANTY.
Limitation of Liability
UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY, TORT, CONTRACT, OR OTHERWISE, SHALL MONEY TREE VENTURES, IT’S SUBSIDIARIES, AFFILIATED ENTITIES, OFFICERS, EMPLOYEES, AGENTS, LICENSEES OR LICENSORS, OR ITS SUPPLIERS OR RESELLERS (EITHER JOINTLY OR SEVERALY) BE LIABLE TO YOU OR ANY OTHER PERSON, INCLUDING WITHOUT LIMITATION, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, CONSEQUENTIAL DAMAGES OR OTHER LOSS OF ANY CHARACTER, RELATING TO THE WEBSITE, ONLINE COMMUNITY OR CONTENT, THIS AGREEMENT OR ACTIVITIES RELATING THERETO EVEN IF MONEY TREE VENTURES SHALL HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. THE LIMIT OF THE AGGREGATE LIABILITY OF MONEY TREE VENTURES FOR DIRECT DAMAGES SHALL NOT EXCEED THE FEES YOU PAID FOR PRODUCTS OR SERVICES YOU PURCHASED FROM US. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. IF ANY APPLICABLE AUTHORITY HOLDS ANY PORTION OF THIS SECTION TO BE UNENFORCEABLE, THEN MONEY TREE VENTURES’ LIABILITY WILL BE LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY APPLICABLE LAW.
Miscellaneous Provisions
Any and all data collected through the millennialmoneytree.blog website, through sales, registration or otherwise shall belong to Money Tree Ventures. Please note: If you are located outside of the United States, note that information that you provide to us is being sent to the United States. By subscribing to the millennialmoneytree.blog website, you understand and consent to your data being sent to the United States.
This Agreement is the exclusive and entire agreement between you and Money Tree Ventures concerning your use of the millennialmoneytree.blog website and supersedes any and all prior or contemporaneous oral or written agreements, representations, negotiations or other dealings between you and Money Tree Ventures regarding your use of the millennialmoneytree.blog website and the on-line community. You agree that this Agreement, as well as any and all claims arising from this Agreement, will be construed, interpreted and governed by the laws of the State of North Carolina, USA, without regard to its conflict of law provisions. The sole jurisdiction and venue for any litigation arising out of this Agreement will be an appropriate federal or state court located in North Carolina. Disputes arising out of or relating to this License Agreement shall be the federal and state courts sitting in Wake County in the State of North Carolina, USA. This Agreement will not be governed by the United Nations Convention on Contracts for the International Sale of Goods.
If any part of this Agreement is found to be void unenforceable or invalid, it shall not affect the other provisions of this Agreement. Our failure to enforce your strict performance of any provision of this Agreement will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Agreement nor will it be deemed a waiver of future enforcement of that or any other provision. This Agreement is personal to you, which means that you may not assign your rights or obligations, by operation of law or otherwise, under this Agreement to anyone and no third party is a beneficiary of your rights under this Agreement.
YOU AGREE THAT BY YOUR USE OF THE WEBSITE, YOU ACKNOWLEDGE AND YOU AGREE THAT: 1) YOU HAVE READ THIS AGREEMENT, UNDERSTAND IT, AND AGREE TO BE BOUND BY ALL ITS TERMS AND CONDITIONS; 2) BY ACCEPTING THE AGREEMENT, THE AGREEMENT WILL BE DEEMED ACCEPTED AND SIGNED BY YOU PERSONALLY; 3) IF YOU USE THE WEBSITE WITHOUT ACTUALLY READING OR PRINTING THIS AGREEMENT, YOU WILL NEVERTHELESS BE LEGALLY BOUND; AND 4) YOU WARRANT AND REPRESENT THAT YOU ARE AN ADULT AND NOT UNDER ANY DISABILITY IN MAKING A CONTRACT.